Smart Financial Planning Tools for Individuals

Portfolio Builder

Plan how your monthly salary should be divided between SIPs, Emergency Fund and FD/RD based on your income and risk appetite.

Most salaried individuals are confused about how much of their monthly surplus income should go into equity investments like SIPs and how much should be saved for financial safety through instruments like FD or RD.

This Salary-Based Portfolio Builder helps you allocate your monthly surplus income into:

• SIP Investments

• Emergency Fund

• Fixed Deposit / Recurring Deposit

based on your:

• Salary

• EMI Obligations

• Monthly Expenses

• Age

• Investment Style

It also suggests how your SIP investment can be distributed among different mutual fund categories such as:

• Large Cap Funds

• Mid Cap Funds

• Small Cap Funds

• Flexi Cap Funds

so that you avoid putting all your investments into a single category and maintain a balanced portfolio based on your risk-taking capacity.

This tool is particularly useful for individuals who want to start investing but are unsure how to allocate their savings across different asset classes.